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Personal Accounts

Smart Start Banking

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This account offers all the products and services that young adults like you need for financial freedom and security Free checking, free debit card, free online and mobile banking, and free ATM transactions

For students ages 14 – 24

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Select Banking

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Forget monthly service charges and hidden fees. This account lives up to its name. What you see is what you get ‐ it's that simple Free debit card, free S&T ATM banking, free Online Banking with Billpay, and free Mobile Banking - including mobile deposit

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Preferred Banking

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This account gives you premium checking, online banking, free ATM transactions, and a bunch of exclusive features that save time, money, and energy

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Four Star Banking

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The ideal account for individuals ages 50 and over. You get the features of a money market account plus the valuable benefits of being a Four Star member. 10% discount on all equity transactions through S&T Financial Services and 50% discount toward Deluxe personal checks or free personalized Clubline checks

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Four Star with Interest

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This account is designed to provide you with all the tools you’ll need for convenient and secure banking You enjoy everything from free Online Banking with Billpay to discounts on equity transactions through S&T Financial Services The same as our Four Star Banking account, but with interest!

Interest Checking

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Interest Checking accounts allow you to earn interest on easily accessible cash. It is a mix between a checking account and a savings account. An Interest Checking account gives you the best of both worlds - you can write checks, use a debit card, make transfers, and earn a return on your cash

Preferred Banking with Interest

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This account gives you premium checking, online banking, free ATM transactions, and a bunch of exclusive features that save time, money, and energy.Plus an exclusive Debit Rewards Card that gives you cash back!

Statement Savings

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Simple to open, simple to use ‐ simple to save. You get complete access to funds and a monthly statement to keep you informed

Premium Holiday Club

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An automatic savings contribution deducted from your S&T checking or savings and a higher interest rate? That’s premium!

My Choice Account

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Similar to a premium holiday club, but you decide when to use the money. Save for one year with the disbursement date of your choice

Rate Tracker

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This money market account raises its rate when the Fed raises theirs The APY is equal to 75% of the current Upper Bound Fed Funds Target rate Minimum deposit of $20,000 new money required

Money Market

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Make unlimited over-the-counter transactions and get a competitive yield on your savings with this flexible account

Four Star Money Market

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The ideal account for individuals ages 50 and over. You get the features of a money market account plus the valuable benefits of being a Four Star member. 10% discount on all equity transactions through S&T Financial Services and 50% discount toward Deluxe personal checks or free personalized Clubline checks

Cash Management Account

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A savings account that is powerful and flexible, and provides you with the ability to earn interest in tiers. An account designed for business. $5,000 minimum daily balance

23-Month CD

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A CD that provides you a great rate and term.

Check out our special rates.

Penalty Free CD

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This CD allows you to withdraw funds with no fee.

Check out our special rates.

3 Month CD

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6 Month CD

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1 year CD

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2 year CD

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3 year CD

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4 year CD

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5 year CD

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S&T-Bill CD Time Deposit

A CD whose rate is tied to the 90 day t-bill.

Visit a branch or call our Solution Center at 800-325-2265.

Mortgage Loans

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From conventional loans to construction and pre-approvals, S&T will get you prepared for your first home or your next home.

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Unsecured Loans

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Unsecured loans are perfect for a one‐time borrowing need. Fixed, predictable payments ensure easy budgeting and our competitive rates with quick decisioning make our unsecured loans a great choice.

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Unsecured Lines of Credit

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Lines of credit give you the flexibility to borrow what you need up to your approved credit limit. Borrow what you need when you need it and only pay interest on the balance outstanding. 

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Home Equity Line of Credit (TLC)

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The total line of credit is a home equity line of credit with a variable rate that is secured by the equity in the home. 

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Credit Cards

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A credit card that features: EMV smart chip technology, mobile purchasing capability and much more.

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Business Accounts

Basic Business Checking

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A simple checking account and a business visa debit card. No monthly service charge fee. No minimum balance. Up to 500 items processed a month.

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Rate Tracker

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This money market account raises its rate when the Fed raises theirs The APY is equal to 75% of the current Upper Bound Fed Funds Target rate Minimum deposit of $20,000 new money required

Credit Cards

Choose your card

A credit card that features: EMV smart chip technology, mobile purchasing capability and much more.

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