S&T Solution Center
Email us or call 800-325-2265 for more information.
Smart Start Banking
Open This AccountThis account offers all the products and services that young adults like you need for financial freedom and security Free checking, free debit card, free online and mobile banking, and free ATM transactions
For students ages 14 – 24
Select Banking
Open This AccountForget monthly service charges and hidden fees. This account lives up to its name. What you see is what you get ‐ it's that simple Free debit card, free S&T ATM banking, free Online Banking with Billpay, and free Mobile Banking - including mobile deposit
Preferred Banking
Open This AccountThis account gives you premium checking, online banking, free ATM transactions, and a bunch of exclusive features that save time, money, and energy
Four Star Banking
Open This AccountAge can be a benefit when banking with S&T. Four Star Banking personal checking offers unique benefits to customers 50 years and older. Get convenient and secure banking with overdraft protection, online banking with Billpay, mobile banking, free ATM use and more.
Four Star with Interest
Open This AccountThis account is designed to provide you with all the tools you’ll need for convenient and secure banking You enjoy everything from free Online Banking with Billpay to discounts on equity transactions through S&T Financial Services The same as our Four Star Banking account, but with interest!
Interest Checking
Open This AccountInterest Checking accounts allow you to earn interest on easily accessible cash. It is a mix between a checking account and a savings account. An Interest Checking account gives you the best of both worlds - you can write checks, use a debit card, make transfers, and earn a return on your cash
Preferred Banking with Interest
Open This AccountThis account gives you premium checking, online banking, free ATM transactions, and a bunch of exclusive features that save time, money, and energy.Plus an exclusive Debit Rewards Card that gives you cash back!
Statement Savings
Open This AccountSimple to open, simple to use ‐ simple to save. You get complete access to funds and a monthly statement to keep you informed
Premium Holiday Club
Open This AccountAn automatic savings contribution deducted from your S&T checking or savings and a higher interest rate? That’s premium!
My Choice Account
Open This AccountSimilar to a premium holiday club, but you decide when to use the money. Save for one year with the disbursement date of your choice
Rate Tracker
Open This AccountThis money market account raises its rate when the Fed raises theirs The APY is equal to 75% of the current Upper Bound Fed Funds Target rate Minimum deposit of $20,000 new money required
Money Market
Open This AccountMake unlimited over-the-counter transactions and get a competitive yield on your savings with this flexible account
Four Star Money Market
Open This AccountThe ideal account for individuals ages 50 and over. You get the features of a money market account plus the valuable benefits of being a Four Star member. 10% discount on all equity transactions through S&T Financial Services and 50% discount toward Deluxe personal checks or free personalized Clubline checks
Cash Management Account
Open This AccountA savings account that is powerful and flexible, and provides you with the ability to earn interest in tiers. An account designed for business. $5,000 minimum daily balance
S&T-Bill CD Time Deposit
A CD whose rate is tied to the 90 day t-bill.
Mortgage Loans
Apply NowFrom conventional loans to construction and pre-approvals, S&T will get you prepared for your first home or your next home.
Unsecured Loans
Apply NowUnsecured loans are perfect for a one‐time borrowing need. Fixed, predictable payments ensure easy budgeting and our competitive rates with quick decisioning make our unsecured loans a great choice.
Unsecured Lines of Credit
Apply NowLines of credit give you the flexibility to borrow what you need up to your approved credit limit. Borrow what you need when you need it and only pay interest on the balance outstanding.
Home Equity Line of Credit (TLC)
Apply NowThe total line of credit is a home equity line of credit with a variable rate that is secured by the equity in the home.
Credit Cards
Choose your cardA credit card that features: EMV smart chip technology, mobile purchasing capability and much more.
Basic Business Checking
Visit a branchA simple checking account and a business visa debit card. No monthly service charge fee. No minimum balance. Up to 500 items processed a month.
Rate Tracker
Open This AccountThis money market account raises its rate when the Fed raises theirs The APY is equal to 75% of the current Upper Bound Fed Funds Target rate Minimum deposit of $20,000 new money required
Credit Cards
Choose your cardA credit card that features: EMV smart chip technology, mobile purchasing capability and much more.
S&T Solution Center
Email us or call 800-325-2265 for more information.