
Banking that lets you kick back.
Open an S&T Bank account and enjoy benefits that work for you.
2Minimum daily balance and balance requirements:
Preferred Banking -Must maintain minimum daily balance of $1,000 required in Preferred Banking checking account or combined deposit balance and home loan outstanding balance of $25,000 or more, otherwise a $10 monthly management fee applies if one of the above balances is not met. Combined home loan balances include outstanding balances on mortgage loans serviced by S&T Bank, home equity loan and home equity line of credit outstanding balances. Home loan balances do not include VA, FHA or PHFA mortgages.
3Four Star Banking-Must maintain minimum daily balance of $1,000 in Four Star Banking checking account or combined deposit balance and home loan outstanding balance of $5,000 or more, otherwise a $10 monthly maintenance fee applies if one of the above balances is not met. Combined home loan balances include outstanding balances on mortgage loans serviced by S&T Bank, home equity loan and home equity line of credit outstanding balances. Home loan balances do not include VA, FHA or PHFA mortgages.
4$.05 credited to your account for every credit or signature based transaction made with your Preferred Banking debit card. The total debit reward incentive will be subject to 1099 reporting.
5Unlimited free ATM transactions at S&T Bank ATMs. S&T Bank does not charge you to use another bank’s ATM plus reimburses surcharge fees (fees charged by other banks to use their ATMs) per statement cycle. Free ATM transactions do not apply to any fees other than fees assessed for using an ATM to withdraw cash from your Preferred Banking Account; for example, the VISA® International Service Assessment Fee, that applies when a foreign country ATM is used for a cash withdrawal, is not waived or reimbursed, and will continue to apply.
6First order of Preferred Banking checks are free to new Preferred Banking accounts only and not to converted accounts.
7Mobile Banking is offered as a free service of S&T Bank. You may incur and are responsible for any charges assessed by your mobile carrier. Contact your mobile carrier for more information.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Find an account that makes every day brighter.
Preferred Banking2 | Four Star Banking3 Unique benefits for customers 50 and older | Select Banking | |
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S&T Visa Debit Card | |||
$.05 incentive for each credit transaction4 | |||
Free Anywhere ATMs5 | |||
Overdraft protection options available | |||
Checks | |||
Free checks | |||
First order free6 | |||
Statements | |||
Free paper statements | |||
Free online statements | |||
Minimum Balance Requirements & Maintenance Fees | |||
Monthly Maintenance fee | $10 waived with $1,000 daily OR $25,000 in combined personal deposit and home loan balances | $10 waived for $1,000 daily balance OR $5,000 in combined personal deposit and home loan balances | $0 |
Digital Services | |||
Free online banking | |||
Financial Management | |||
Free mobile banking7 | |||
OPEN AN ACCOUNT | OPEN AN ACCOUNT | OPEN AN ACCOUNT |
Banking built for you
More benefits. More to love.
All S&T checking accounts are designed to help you get the most out of every day.
- Control your finances with our mobile app.
- Send money with Zelle®.
- Pay bills online.
- Deposit checks on the go.

Preferred Banking
A Financial Advantage
Preferred Banking is a smart, personal checking option. You’ll enjoy free ATMs, debit card rewards, mobile and online banking.
Four Star Banking
The Best Choice for 50 and Older
Four Star personal checking offers unique benefits to customers 50 and older such as overdraft protection, online and mobile banking, discounted checks and more.
Select Banking
Simple Checking Solution
Select Banking is a cost-conscious checking account. Get a free debit card, free S&T ATM banking and free online and mobile banking, while skipping the monthly service fees.
More Benefits of Banking With S&T
Simplify Life With Easy Payment Solutions
Use your new checking account to pay almost any bill, person or small business, both on-the-go and at home.
Learn with S&T
Stay on top of your finances with free financial tools, tips and resources.
Get Expert Advice
Whether preparing for college or buying a home, we have the resources you need to make intelligent financial decisions with confidence.