Interest Checking

Interest Checking Account

Put Your Money to Work

Put your money to work and earn interest on your checking account balance.

  • No monthly maintenance fee if balance requirements are met1
  • Competitive variable interest rates

Interest Checking Account Details

The benefits don’t stop there. Below are even more of the advantages you’ll receive:

  • Debit Card

    Our debit card takes convenience to an all-time high by allowing you to pay for your purchases wherever Visa® is accepted.

  • Online & Mobile2 Banking

    Gain access to our online platform and mobile banking app for 24/7 access every day of the year.

  • State-of-the-Art Security Technology

    We are committed to protecting the financial and personal information of all our customers.

People Are Our Purpose

S&T $10 CushionTM is a benefit designed to help our customers. If a customer’s account is overdrawn by $10 or less after nightly processing, an overdraft fee will not be charged. This cushion is another way we’re supporting financial wellness for our customers.


Yes, to open an Interest Checking account, a $50.00 balance is required.

Minimum daily balance of at least $1,000 or average monthly balance of $2,500 or total combined personal deposit and Home loan balances of $20,0001

There is a $10 monthly maintenance fee if one of the above balance requirements are not met.

1 Must maintain minimum daily balance of $1,000 or $2,500 average Interest checking or combined deposit balance and home loan outstanding balance of $20,000 or more. Otherwise a $10 monthly maintenance fee if one of the above balances is not met.

2 Mobile banking is offered as a free service of S&T Bank. You may incur and are responsible for any charges assessed by your mobile carrier. Contact your mobile carrier for more information.

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