Commercial & Industrial Banking Solutions

Effective cash management starts with strategic planning. We offer the tools to manage your liquidity and support your cash flow effectively. With lines of credit to boost your purchasing power and online banking tools to optimize working capital, running your business becomes more efficient.

With S&T you gain access to the necessary funds to upgrade, acquire and maintain your working assets. Be ready to navigate a new investment or a project that increase your scope of operations while supporting future income. We can provide you with cost-effective financing to maximize asset usage by spreading their costs out over their useful life.

Taking your business to the next level requires a thorough and dynamic transition plan. At S&T Bank, our experts partner with you for progress, growth and overall development. Be ready to handle mergers and acquisitions that arise from the need for geographical diversification, leveraging investments, increasing market share and achieving revenue growth. Together, we’ll drive your business forward successfully.

We take the time to understand your unique situation and assist in choosing the best form of recapitalization for your business. When necessary, we help restructure your equity and debt balance to stabilize your capital configuration. This process involves exchanging one form of financing for another, improving your business’s financial structure.

With funding from S&T, you can purchase the equipment you need to manage and grow your business.  From vehicles to machinery and diagnostic tools, we have the financing solutions to help your business increase productivity and preserve its cash position.

We can help you boost your borrowing capabilities by financing a loan or line of credit that you can secure with collateral such as equipment, accounts receivable, inventory, etc. From purchasing and growth to recapitalization goals, we can find flexible solutions to help you reach your objectives.