¹The introductory interest rate for the business line of credit is Prime minus 0.25% for the first 24 months. After the 24-month introductory period, the rate will be Prime plus 1.00%. The Prime Rate, as published in the Wall Street Journal (7.75% as of November 8, 2024), is a variable rate and subject to change. The offer is available for secured lines of credit only. To receive the offer, a minimum line amount of $50,000 and an existing S&T Bank business checking account or a new S&T Bank business checking account with a minimum opening deposit of $10,000 is required. Other rates and terms are available. Offer cannot be used in conjunction with other discount programs. All offers are subject to credit approval. If refinancing existing S&T Bank debt, a minimum of $250,000 in new money must be borrowed. Maximum line amount $1,000,000. Offer valid through December 31, 2024 and subject to change or withdrawal without notice.