Build Your Account
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Penalty Free CD
With S&T’s Penalty Free CD, you can withdraw funds with no fees.Open an Account
Get up to $2003
When you open a Preferred Banking account or another qualifying account.Open an Account
Mortgage Loan Discount
Up to $250!5
Receive $225 off your document preparation fees when mortgage payments are automatically drafted from a qualified S&T checking account. Receive $25 when you sign up for online banking and enroll in online loan statements.Contact a Mortgage Banker
1 Annual Percentage Yield (APY) assumes interest remains on deposit until maturity, and withdrawal of interest will reduce earnings. CD Time Deposit - 1099 is produced in the year interest is paid. This special cannot be combined with any other offer and excludes institutional investors, brokered accounts and money for public funds. Penalty for early withdrawals could affect the APY and could reduce principal for these accounts. This CD Time Deposit APY and interest rate cannot be combined with any other promotion. Additional deposits may be made through automatic transfers from an S&T checking or savings account. Minimum transfer amount is $50. Deposits may also be made at any branch location. Customer must have an S&T checking or savings account to open the CD. Not available on IRAs. This is a variable rate account. The APY and interest rate on the entire account balance will be adjusted and become effective the first Business Day of each month. Deposits made during the month will earn the effective rate from the date of deposit until the rate adjusts. Interest payments will only be available through transfer of funds to an S&T checking or savings account. Interest will be compounded and credited quarterly on March 31, June 30, September 30 and December 31. If withdrawals are made to this account prior to maturity date, a penalty of 90 days simple interest will be imposed. The rate of interest is tied to the 91-Day Treasury Bill rate (Discount rate in effect for the last Treasury Bill auction of the previous month).
2 Annual Percentage Yield (APY) assumes interest remains on deposit until maturity, and withdrawal of interest will reduce earnings. APY effective date as of October 31, 2019. No withdrawals permitted during the first 7 day period. Entire certificate may be redeemed without penalty after the first seven days. No partial withdrawals. CD will automatically renew into 12 Month Penalty Free CD with rate offered at the time of maturity. Offer may be withdrawn at any time. Minimum deposit amount is $1,000. Maximum deposit of $500,000 per household. CD Time Deposit-1099 is produced in the year interest is paid. This promotion is not available for investors and brokered accounts.
3 This offer is not available to current S&T Bank checking customers or those who have closed an S&T Bank checking in the past 12 months. Offer applies to new consumer checking accounts (Preferred Banking, Select Banking, and Four Star Banking (also interest bearing for Preferred Banking and Four Star Banking)) opened from November 9 - December 27, 2019*. New accounts will not be eligible for offer if any signer has signing authority on an existing S&T Bank consumer checking account. Signing authority will be defined by the customer name(s) and social security number(s) registered on the account. Offer cannot be combined with any other checking offer and is subject to change or termination without notice. One incentive payout per household. To qualify for the first $100 offer, the initial deposit of $50 must be made within 10 days of account opening and the following conditions also must be met by January 31, 2020: (a) at least ten $10 S&T Bank Visa Debit card purchases (posted and cleared) must be made and (b) enroll in online statements. A $100 will be credited to the eligible account February 14, 2020 for completing the 3 tasks listed above. The additional $100 will be credited to the S&T account on or before June 26, 2020 to signify the 6 month anniversary date of the account opening provided the account qualified for the debit card and online statement incentive. The max incentive you can receive during this time is $200. The account must not be overdrawn during the promotional period to receive any of incentives. Subject to 1099 reporting.
4 15 Month CD Time Deposit or IRA - Annual Percentage Yield (APY) assumes interest remains on deposit until maturity, and withdrawal of interest will reduce earnings. CD Time Deposit - 1099 is produced in the year interest is paid. This special cannot be combined with any other offer and excludes institutional investors, brokered accounts and money for public funds. Substantial penalty for early withdrawal of funds. Penalty for early withdrawals could affect the APY and could reduce the principal for these accounts. Automatically renews into a 15-month CD with the rate offered at the time of maturity. Minimum deposit requirement is $1,000. Offer can be withdrawn at any time.
5 Discount is valid for any S&T Residential Mortgage Loan. Credit approval required. Offer valid when payments are automatically drafted from a qualified S&T checking account, when you sign up for online banking, and when you enroll in online loan statements. The $225 discount will be applied toward document preparation fees at time of settlement. Does not apply to any up-front fees. Offer cannot be combined with any other promotion and is not available for commercial mortgages. $25 bonus will be credited to S&T Bank checking account when enrollment in online loan statements is completed within 30 days of mortgage closing. Offer subject to change without notice. Subject to 1099 reporting