FDIC-Insured - Backed by the full faith and credit of the U.S. Government

They're Ready to Take the Wheel

Give them financial independence and yourself peace of mind with Smart Start Banking.

Smart Start Banking Account Details

You can have all the banking bases covered in one comprehensive package that’s easy and convenient to use and offers great
value with perks and freebies, too.

  • Ages 14-24

    This account is available to students ages 14-24. Must be opened in branch with legal guardian.

  • Debit Card

    Our debit card takes convenience to an all time high by allowing you to pay for your purchases wherever Visa® is accepted.

  • Online & Mobile Banking3

    Gain access to our online platform and mobile banking app for 24/7 access every day of the year.

It's a New Chapter

Set them up for success with S&T.

  • No minimum daily balance required
  • No monthly maintenance fees
  • Free ATMs anywhere2

You could earn $1001 when you open a Smart Start Banking account.

Smart Start Scholarship

Creating Opportunities Through Education

Through the Smart Start Scholarship4, S&T Bank proudly awards $2,500 to ten students with Smart Start Banking. The competitive scholarship is merit-based and available for college or vocational students in the U.S. who have an S&T Smart Start Banking account.

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