An Offer Worth Cheering About

Open a new S&T checking account and get $300.

1To receive the incentive, open a new consumer checking account (excludes Smart Start Banking and Easy Banking) between March 30, 2024 and June 28, 2024. Within 90 calendar days of opening, make at least two $500 qualifying direct deposits. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-toperson, S&T Bank deposit account transfers or other electronic money transfers, such as those made through internet payment services, do not qualify. To receive the incentive, this account must remain open with a balance greater than $0 on October 5, 2024 and never be overdrawn. This offer is available to new consumer checking customers only. All existing S&T Bank consumer checking customers, owners or those with signing authority on any other S&T consumer checking account or those who closed a checking account within the last 12 months, are not eligible. Signing authority will be defined by the customer’s name(s) and social security number(s) registered on the account as an owner. This offer cannot be used in combination with any other consumer checking offer. To qualify for the incentive, the promo code is required at account opening. The incentive will be deposited into your account on October 10, 2024, if all above requirements are met. Offers may vary by product and region, are not transferable and are reportable for tax purposes. S&T Bank reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships. Annual Percentage Yield (APY) for interest bearing accounts are variable and as follows: Preferred Banking with Interest (0.03% APY), Four Star Banking with Interest (0.01% APY) and Interest checking (0.01% APY). Rates are accurate as of March 18, 2024, and may change at any time. Fees could reduce earnings.

Promo Code: STWPA2Q24

2Minimum daily balance and balance requirements:

Preferred with Interest-Must maintain minimum daily balance of $1,000 required in Preferred Banking checking account or combined deposit balance and home loan outstanding balance of $50,000 or more, otherwise a $15 monthly management fee applies if one of the above balances is not met. Combined home loan balances include outstanding balances on mortgage loans serviced by S&T Bank, home equity loan and home equity line of credit outstanding balances. Home loan balances do not include VA, FHA or PHFA mortgages.

Four Star Banking-Must maintain minimum daily balance of $1,000 in Four Star Banking checking account or combined deposit balance and home loan outstanding balance of $5,000 or more, otherwise a $10 monthly maintenance fee applies if one of the above balances is not met. Combined home loan balances include outstanding balances on mortgage loans serviced by S&T Bank, home equity loan and home equity line of credit outstanding balances. Home loan balances do not include VA, FHA or PHFA mortgages.

3First order of Preferred Banking checks are free to new Preferred Banking accounts only and not to converted accounts.

4$.05 credited to your account for every credit or signature based transaction made with your Preferred Banking debit card. The total debit reward incentive will be subject to 1099 reporting.

5Unlimited free ATM transactions at S&T Bank ATMs. S&T Bank does not charge you to use another bank’s ATM plus reimburses surcharge fees (fees charged by other banks to use their ATMs) per statement cycle. Free ATM transactions do not apply to any fees other than fees assessed for using an ATM to withdraw cash from your Preferred Banking Account; for example, the VISA® International Service Assessment Fee, that applies when a foreign country ATM is used for a cash withdrawal, is not waived or reimbursed, and will continue to apply.

6Mobile Banking is offered as a free service of S&T Bank. You may incur and are responsible for any charges assessed by your mobile carrier. Contact your mobile carrier for more information.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

MAKE A WINNING MOVE

Open a checking account, get $300.1

A great season starts with great financial support. That’s why we’re offering $300when you open a checking account. And that’s just the beginning:

  • Control your finances with our mobile app.
  • Send money with Zelle®.
  • Pay bills online.
  • Deposit checks on the go.

READY, SET, SCORE

Team up with S&T.

  1. Visit us online or in your local branch to open a qualifying checking account.
  2. Make at least two direct deposits of $500.
  3. Get $300!1

Start this season off with a win.

Preferred with InterestFour Star BankingSelect Banking
Minimum Balance Requirements & Maintenance Fees2
Daily$1,000$1,000$0
Combined deposit & home loan balances$50,000$5,000$0
Maintenance fee waived if above are met
Maintenance fee$15$10$0
Checks
Clubline checks for free
50% discount on designer checks
First order free 3
S&T Visa Debit Card
Free S&T ATM
$.05 incentive for each credit transaction4
Free Anywhere ATMs5
Debit rewards
Overdraft protection
Interest earning
Digital Services
Free online banking
Personal Financial Management
Free mobile banking6
Free online statements
Free paper statements
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