As a customer of S&T Bank, you are asked to provide us with important information about yourself and your financial needs. S&T Bank collects, maintains and uses this information about your financial relationship. It is S&T Bank’s responsibility to diligently safeguard this personal and financial information. As a bank that values your banking relationship, we are providing you with the following statement describing our practices and policies regarding the privacy of customer information.
Types of Information Collected by S&T Bank
As a trusted financial institution, S&T Bank collects, retains, and uses nonpublic personal information about individual customers allowed by law to provide products and services to customers. S&T Bank collects nonpublic personal information from the following sources:
Information received from you on applications or other forms such as customer name, address, Social Security number, assets and income; Information about your transactions with us, our affiliates, or others such as customer account balance, payment history, parties to transactions, and credit card usage and; Information received from a consumer reporting agency such as creditworthiness and credit history.
Types of Information S&T Bank Discloses and Why
S&T Bank does not disclose any nonpublic personal information about customers or former customers to anyone, except as permitted by law. S&T Bank may exchange information with its affiliates and certain nonaffiliated third parties to the extent permitted by law to service customer accounts, offer products and services, report to credit bureaus, manage risk, and perform other financial services related activities.
Disclosures as Permitted by Law
As a means of providing S&T Bank customers with products and services, S&T Bank may disclose all of the information it collects, as described above, to companies that conduct marketing services on the bank’s behalf, or with other financial institutions in order to offer financial products and services pursuant to a joint agreement. Any nonpublic personal information shared is conducted in strict adherence to applicable law.
Confidentiality and Security
S&T Bank understands that the protection of nonpublic personal information is of the utmost importance. Guarding customer privacy is the bank’s obligation. S&T Bank maintains physical, electronic, and procedural safeguards that comply with federal standards to guard nonpublic personal information. S&T Bank restricts employee access to customer information only to those employees who have a business reason to know that information to provide products and services to customers. S&T Bank trains its employees about the importance of confidentiality and customer privacy.
You may contact us at any time to review your personally identifiable information to ensure that it is correct or to amend it if changes are needed.
This website is owned by S&T Bank, a wholly owned subsidiary of S&T Bancorp, Inc., headquartered in Indiana, PA. We can be contacted at:
P.O. Box 190
Indiana, PA 15701
Telephone: 800-325-2265 or 724-349-1800 in Indiana
As financial service professionals, we respect the privacy of our customers and are absolutely committed to protecting their confidential information, whether on the web or not. This web site is primarily intended for the use of adults. No children under the age of 13 should be providing any information to S&T Bank without written authorization from their parents or legal guardian.
This policy is in effect as of July 1, 2001. Any modifications to the policy will be clearly noted and dated.
If You Visit to Access Information Only...
If you are simply browsing around our web site or downloading some of our pages, we collect a minimal amount of anonymous information about your visit to the web site. This information is generic in nature, not personally identifiable, and is collected in aggregate. It includes the type of browser you are using (i.e., Netscape, Internet Explorer), your IP address (identifies your computer), the date and time of your visit, and the web pages that you have looked at. It is used to help us understand what our viewers are interested in seeing, what we can do to improve our web site, and when peak usage times are.
If You Choose to Send an email or Request a Bank Service...
Our web site does not require you to disclose any personally identifiable information. If you choose to contact S&T Bank, personally identifiable information from you will be collected to respond to your communication or to meet your service request. This information will not be sold or shared with others outside of S&T Bank unless it is essential to carry out your request or we are compelled to do so by law.
An unsolicited email message to S&T Bank will be considered nonconfidential and will become the property of S&T to be used for any legal purpose. Information collected will include the contents of the message as well as the email address of the sender. S&T Bank will use this information to respond to the email message.
If you request some type of service from the Bank (i.e., an online account application), personal information will be required in order to process your request and to determine your eligibility for that service. The information requested may include items such as your employer’s name and telephone number, your social security number, the number of years you have resided at your current address, your driver’s license number and state, and your mother’s maiden name. This information is what would typically be required for any requested service of the Bank, and will be used to determine eligibility for the service and to provide security/privacy to you if the service is provided by the Bank (i.e., passwords to accounts).