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Four Star Banking

Four Star Banking 1 is designed to provide you with all the tools you’ll need for convenient and secure banking. You enjoy everything from free Online Banking with Billpay to discounts on equity transactions through S&T Financial Services. Age has its privileges -- Four Star Banking is proof of that.

The valuable benefits of being a Four Star Banking member:

  • 50% discount toward Deluxe personal checks or free personalized Clubline checks
  • No penalty withdrawal from a CD for health-related emergencies
  • Choice of overdraft protection from:
    • Personal line of credit2
    • Home equity line of credit2
    • Statement savings2
  • 50% discount on safe deposit box
  • 10% discount on S&T Trust Services’ first-year fees
  • Free Mobile 3 & Online Banking with Billpay 4
  • Unlimited use at S&T Bank ATMs. Non-S&T Bank ATM usage fees are waived; however, surcharge fees (fees charged by other banks to use their ATM) will be assessed.
  • Lost key protection
  • 10% discount on all equity transactions through S&T Financial Services 5
  • Account available with interest 6
  • Access to a Four Star Money Market account 7

Disclosures

1 Must be 50 years of age or older.

2 Transfer and annual fees apply.

3 Mobile banking is offered as a free service of S&T Bank. You may incur and are responsible for any charges assessed by your mobile carrier. Contact your mobile carrier for more information.

4 If an online banking user is signed up for Billpay, one bill per month must be paid via S&T's online banking with billpay in order to avoid a fee.

5 NO BANK GUARANTEE OR DEPOSIT / NOT FDIC SECURED / NOT SECURED BY ANY FEDERAL GOVERNMENT AGENCY / MAY LOSE VALUE. Securities are offered through Investment Professionals Inc. (IPI), member FINRA/SIPC. IPI is not affiliated with S&T Bank.

6 Four Star Banking with Interest is a variable rate account and your interest rate and Annual Percentage Yield may change at the Bank's discretion without prior notice. Rates may change at any time.

7 Four Star Money Market account is a savings account that has a maximum of six (6) third party transactions permitted per month. This is a variable rate account and your interest rate and Annual Percentage Yield may change at the Bank's discretion without prior notice. Rates may change at any time.