Find the Right Account for You
Compare our checking options side by side to see which S&T Bank account best fits your needs, lifestyle and financial goals.
| Preferred Banking2 | Four Star Banking3 Unique benefits for customers 50 and older | Select Banking | Smart Start Unique benefits for students aged 14-24 | |
|---|---|---|---|---|
| S&T Visa Debit Card | ||||
| $.05 incentive for each credit transaction4 | ||||
| Free Anywhere ATMs5 | ||||
| Overdraft protection options available | ||||
| Checks | ||||
| Free checks | ||||
| First order free6 | ||||
| Statements | ||||
| Free paper statements | ||||
| Free online statements | ||||
| Minimum Balance Requirements & Maintenance Fees | ||||
| Monthly Maintenance fee | $10 waived with $1,000 daily OR $25,000 in combined personal deposit and home loan balances | $10 waived for $1,000 daily balance OR $5,000 in combined personal deposit and home loan balances | $0 | $0 |
| Digital Services | ||||
| Free online banking | ||||
| Financial Management | ||||
| Free mobile banking7 | ||||
| OPEN AN ACCOUNT | OPEN AN ACCOUNT | OPEN AN ACCOUNT | OPEN AN ACCOUNT |
2Preferred Banking -Must maintain minimum daily balance of $1,000 required in Preferred Banking checking account or combined deposit balance and home loan outstanding balance of $25,000 or more, otherwise a $10 monthly management fee applies if one of the above balances is not met. Combined home loan balances include outstanding balances on mortgage loans serviced by S&T Bank, home equity loan and home equity line of credit outstanding balances. Home loan balances do not include VA, FHA or PHFA mortgages.
3Four Star Banking-Must maintain minimum daily balance of $1,000 in Four Star Banking checking account or combined deposit balance and home loan outstanding balance of $5,000 or more, otherwise a $10 monthly maintenance fee applies if one of the above balances is not met. Combined home loan balances include outstanding balances on mortgage loans serviced by S&T Bank, home equity loan and home equity line of credit outstanding balances. Home loan balances do not include VA, FHA or PHFA mortgages.
4$.05 credited to your account for every credit or signature based transaction made with your Preferred Banking debit card. The total debit reward incentive will be subject to 1099 reporting.
5Unlimited free ATM transactions at S&T Bank ATMs. S&T Bank does not charge you to use another bank’s ATM plus reimburses surcharge fees (fees charged by other banks to use their ATMs) per statement cycle. Free ATM transactions do not apply to any fees other than fees assessed for using an ATM to withdraw cash from your banking account; for example, the VISA International Service Assessment Fee, that applies when a foreign country ATM is used for a cash withdrawal, is not waived or reimbursed, and will continue to apply.
6First order of Preferred Banking checks are free to new Preferred Banking accounts only and not to converted accounts.
7Mobile Banking is offered as a free service of S&T Bank. You may incur and are responsible for any charges assessed by your mobile carrier. Contact your mobile carrier for more information.