Create Your Happy Place

Our great rate home equity total line of credit can bring your dreams to life.

1The 3.99% Annual Percentage Rate (APR) introductory total line of credit rate will be in effect for 6 months and is effective as of 7/1/2024. After the 6-month introductory period, the APR will be a variable rate based on Wall Street Journal Prime rate (8.50% as of 7/1/2024) plus or minus a margin that may be based on your credit qualifications, the amount of your credit line, and loan-to-value, with a minimum of 2.99% and a maximum of 18.00%. The offer requires a minimum line amount of $25,000 and an automatic draft payment from an S&T Bank checking account. The offer is not available for existing S&T Bank home equity line increases or refinancing existing S&T Bank home equity and mortgage debt. The offer is not available on home equity total line of credit renewals. A processing fee of $75 will be waived. An early termination fee of $350 applies if your credit line closes within 36 months. An annual fee of $50 will be charged to your line of credit. Title insurance required on lines of $750,000 and greater. Offer not available for investment and income-producing properties. Property insurance is required. Other rates and terms are available. Consult your tax advisor regarding the deductibility of interest. Subject to credit approval. Offer expires 9/7/2024 and is subject to change or withdrawal without notice.

2Payments for appraisals, when required, are the responsibility of the borrower(s). Appraisals typically range from $75-$950; however, the first $90 in appraisal fees will be waived. The Bank shall choose the appraisal type for the loan.


Save on Making Your Dream a Reality

With our limited-time offer, save on fees and start turning possibilities into real-life plans. Use your funds in four simple ways:

  • Pay with your home equity card anywhere Visa® is accepted
  • Transfer using online and mobile banking
  • Write checks
  • Make a withdrawal at your local branch

Fund Your Dreams

It’s easier than ever to get started on a big project with financing from a home equity total line of credit tailored to you.

  • Pay on Your Terms

    Benefit from our competitive variable rate or lock into a fixed rate and term.

  • Your Money, Your Way

    Access and manage your funds in a variety of ways, online and offline.

  • Easily Access Your Funds

    Borrow up to your approved credit limit as you need it. Only make payments on the amount you use.

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