Create Your Happy Place
Our great rate home equity total line of credit can bring your dreams to life.
1The 3.99% Annual Percentage Rate (APR) introductory total line of credit rate will be in effect for 6 months and is effective as of 7/1/2024. After the 6-month introductory period, the APR will be a variable rate based on Wall Street Journal Prime rate (8.50% as of 7/1/2024) plus or minus a margin that may be based on your credit qualifications, the amount of your credit line, and loan-to-value, with a minimum of 2.99% and a maximum of 18.00%. The offer requires a minimum line amount of $25,000 and an automatic draft payment from an S&T Bank checking account. The offer is not available for existing S&T Bank home equity line increases or refinancing existing S&T Bank home equity and mortgage debt. The offer is not available on home equity total line of credit renewals. A processing fee of $75 will be waived. An early termination fee of $350 applies if your credit line closes within 36 months. An annual fee of $50 will be charged to your line of credit. Title insurance required on lines of $750,000 and greater. Offer not available for investment and income-producing properties. Property insurance is required. Other rates and terms are available. Consult your tax advisor regarding the deductibility of interest. Subject to credit approval. Offer expires 9/7/2024 and is subject to change or withdrawal without notice.
2Payments for appraisals, when required, are the responsibility of the borrower(s). Appraisals typically range from $75-$950; however, the first $90 in appraisal fees will be waived. The Bank shall choose the appraisal type for the loan.
LIMITED-TIME OFFER
Save on Making Your Dream a Reality
With our limited-time offer, save on fees and start turning possibilities into real-life plans. Use your funds in four simple ways:
- Pay with your home equity card anywhere Visa® is accepted
- Transfer using online and mobile banking
- Write checks
- Make a withdrawal at your local branch
Fund Your Dreams
It’s easier than ever to get started on a big project with financing from a home equity total line of credit tailored to you.
Pay on Your Terms
Benefit from our competitive variable rate or lock into a fixed rate and term.
Your Money, Your Way
Access and manage your funds in a variety of ways, online and offline.
Easily Access Your Funds
Borrow up to your approved credit limit as you need it. Only make payments on the amount you use.
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