Don't let debt snow you in.

Break free and start fresh by unlocking the advantages of a home equity total line of credit this winter.

Embrace the Wonder of Winter

New beginnings start now with a home equity total line of credit tailored to help you start fresh.

  • Pay on Your Terms

    Benefit from our competitive variable rate or lock into a fixed rate and term.

  • Your Money, Your Way

    Access and manage your funds in a variety of ways, online and offline.

  • Easily Access Your Funds

    Borrow up to your approved credit limit as you need it. Only make payments on the amount you use.

Mom with daughter on back outside in the snow


Capture Your Winter Savings

Save on fees and start planning the possibilities.

• No processing fee1
• Appraisal fee waiver1

1The offer is effective as of 1/16/2024 and requires an automatic draft payment from an S&T Bank checking account and is not available for refinancing S&T Bank home equity debt. The APR is a variable rate and may increase after consummation with a maximum APR of 18.00%. Your APR may be based on your credit qualifications, the amount of your credit line and loan-to-value. A processing fee of $75 will be waived. Payments for appraisals, when required, are the responsibility of the borrower(s). Appraisals typically range from $70-$725; however, the first $90 in appraisal fees will be waived. The Bank shall choose the appraisal type for the loan. Minimum line amount of $10,000 ($25,000 for interest-only). An early termination fee of $350 applies if your credit line closes within 36 months. An annual fee of $50 will be charged to your line of credit. Title insurance required on lines greater than $750,000. Owner-occupied properties only. Property insurance is required. Other rates and terms are available. Consult your tax advisor regarding the deductibility of interest. Subject to credit approval. Offer subject to change or withdrawal without notice.


Now's Your Chance to Start New

Wiping the slate clean is easy this winter with your easily accessible home equity total line of credit. Use your funds in four simple ways:

  • Pay with your home equity card anywhere Visa® is accepted
  • Transfer using online and mobile banking
  • Write checks
  • Make a withdrawal at your local branch
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Lots of Locations to Help You Start Fresh

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