Don't let debt snow you in.

Get a start that’s as fresh as the driven snow by consolidating your debt with a home equity total line of credit.

Begin Again With Your Home Equity Total Line of Credit

Utilize your home equity total line of credit to get control of your finances and plan your year with a blank slate.

  • Pay on Your Terms

    Benefit from our competitive variable rate or lock into a fixed rate and term.

  • Your Money, Your Way

    Access and manage your funds in a variety of ways, online and offline.

  • Easily Access Your Funds

    Borrow up to your approved credit limit as you need it. Only make payments on the amount you use.

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Less Stress. More possibilities.

Start fresh with a clear path to financial wellness.

• No processing fee1
• Appraisal fee waiver1

1The offer is effective as of 1/16/2024 and requires an automatic draft payment from an S&T Bank checking account and is not available for refinancing S&T Bank home equity debt. The APR is a variable rate and may increase after consummation with a maximum APR of 18.00%. Your APR may be based on your credit qualifications, the amount of your credit line and loan-to-value. A processing fee of $75 will be waived. Payments for appraisals, when required, are the responsibility of the borrower(s). Appraisals typically range from $70-$725; however, the first $90 in appraisal fees will be waived. The Bank shall choose the appraisal type for the loan. Minimum line amount of $10,000 ($25,000 for interest-only). An early termination fee of $350 applies if your credit line closes within 36 months. An annual fee of $50 will be charged to your line of credit. Title insurance required on lines greater than $750,000. Owner-occupied properties only. Property insurance is required. Other rates and terms are available. Consult your tax advisor regarding the deductibility of interest. Subject to credit approval. Offer subject to change or withdrawal without notice.


Wipe Away Financial Stress

A home equity total line of credit can help you control your debt and work with a fresh financial future. Use your home equity total line of credit funds in four simple ways:

  • Pay with your home equity card anywhere Visa® is accepted
  • Transfer using online and mobile banking
  • Write checks
  • Make a withdrawal at your local branch
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