Create Your Happy Place

¹The 3.99% Annual Percentage Rate (APR) introductory total line of credit rate will be in effect for 6 months and is effective as of 7/1/2024. After the 6-month introductory period, the APR will be a variable rate based on Wall Street Journal Prime rate (8.50% as of 7/1/2024) plus or minus a margin that may be based on your credit qualifications, the amount of your credit line, and loan-to-value, with a minimum of 2.99% and a maximum of 18.00%. The offer requires a minimum line amount of $25,000 and an automatic draft payment from an S&T Bank checking account. The offer is not available for existing S&T Bank home equity line increases or refinancing existing S&T Bank home equity and mortgage debt. The offer is not available on home equity total line of credit renewals. A processing fee of $75 will be waived. An early termination fee of $350 applies if your credit line closes within 36 months. An annual fee of $50 will be charged to your line of credit. Title insurance required on lines of $750,000 and greater. Offer not available for investment and income-producing properties. Property insurance is required. Other rates and terms are available. Consult your tax advisor regarding the deductibility of interest. Subject to credit approval. Offer expires 9/7/2024 and is subject to change or withdrawal without notice.

²Payments for appraisals, when required, are the responsibility of the borrower(s). Appraisals typically range from $75-$950; however, the first $90 in appraisal fees will be waived. The Bank shall choose the appraisal type for the loan.