1 Annual Percentage Rate (APR) based on a $10,000 loan for 60 months with automatic payments from an S&T Bank checking account. Qualified applicants would pay 60 monthly payments of $193.28. Your actual rate may be higher based on credit qualifications and whether you choose to draft payments from an S&T Bank checking account. An origination fee of $50 will be waived. Minimum loan amount of $2,000 for loan terms up to 48 months and minimum of $5,000 for loan terms of 49-60 months. Maximum loan amount $25,000. Other rates and terms are available. Subject to credit approval. Rate cannot be used in conjunction with other discount programs. APRs effective as of 1/11/21 and subject to change or withdrawal without notice.
2 Credit card example is based on average credit card APR quoted by Bankrate on 1/20/21 and Bankrate credit card calculator assumes minimum monthly payments of 4.00% on existing credit card balances. Your actual minimum payment, payoff time, and payoff costs will depend on your individual rates and terms as well as any future credit card activity.