Start Your Year With a Clean Slate

Pay off credit cards and save money on interest with a low-rate unsecured loan.

Low-Rate Unsecured Loan

Benefits of Debt Consolidation

Consolidating your credit card debt with an unsecured loan from S&T Bank helps you start the year off right and make 2021 a year of saving.

  • Secure a lower interest rate than available with a credit card.
  • Benefit from fixed predictable payments to help you create a monthly budget.
  • Skip origination fees with quick decisioning.

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See the Possibility with an Unsecured Loan

An unsecured loan makes a great option for paying off higher interest rate debt. Take advantage of our offer with rates as low as 5.99% APR1 to help you save on interest all year long.

1 Annual Percentage Rate (APR) based on a $10,000 loan for 60 months with automatic payments from an S&T Bank checking account. Qualified applicants would pay 60 monthly payments of $193.28. Your actual rate may be higher based on credit qualifications and whether you choose to draft payments from an S&T Bank checking account. An origination fee of $50 will be waived. Minimum loan amount of $2,000 for loan terms up to 48 months and minimum of $5,000 for loan terms of 49-60 months. Maximum loan amount $25,000. Other rates and terms are available. Subject to credit approval. Rate cannot be used in conjunction with other discount programs. APRs effective as of 1/11/21 and subject to change or withdrawal without notice.

2 Credit card example is based on average credit card APR quoted by Bankrate on 1/20/21 and Bankrate credit card calculator assumes minimum monthly payments of 4.00% on existing credit card balances. Your actual minimum payment, payoff time, and payoff costs will depend on your individual rates and terms as well as any future credit card activity.

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