$3001 New Checking Account Offer

Moving to a new bank can be stressful. That’s why we make it easy to open a new checking account. Earn $3001 when you switch over your banking to S&T.

1To receive the incentive, open a new consumer checking account (excludes Smart Start Banking and Easy Banking) between April 1 and June 30, 2023. Within 90 calendar days of opening, make at least two $500 qualifying direct deposits. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person, S&T Bank deposit account transfers or other electronic money transfers, such as those made through internet payment services, do not qualify. To receive the incentive, this account must remain open with a balance greater than $0 on October 9, 2023, and never be overdrawn. This offer is available to new consumer checking customers only. All existing S&T Bank consumer checking customers, owners or those with signing authority on any other S&T consumer checking account or those who closed a checking account within the last 12 months, are not eligible. Signing authority will be defined by the customer’s name(s) and social security number(s) registered on the account as an owner. This offer cannot be used in combination with any other consumer checking offer. To qualify for the incentive, the promo code is required at account opening. The incentive will be deposited into your account on October 12, 2023, if all above requirements are met. Offers may vary by product and region, are not transferable and are reportable for tax purposes. S&T Bank reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships. Annual Percentage Yield (APY) for interest bearing accounts are variable and as follows: Preferred Banking with interest (0.03% APY), Four Star Banking with interest (0.01% APY) and Interest checking (0.01% APY). Rates are accurate as of May 15, 2023 and may change at any time. Fees could reduce earnings.

Only Preferred, Four Star and Select Banking can be opened online. Visit your local branch or call the Solution Center at 800.325.2265 to open other eligible accounts.

Promo Code: STEPA2Q23

Only Preferred, Four Star and Select Banking can be opened online. Visit your local branch or call the Solution Center at 800.325.2265 to open other eligible accounts.

2Minimum daily balance and balance requirements:

Preferred with Interest-Must maintain minimum daily balance of $1,000 required in Preferred Banking checking account or combined deposit balance and home loan outstanding balance of $50,000 or more, otherwise a $15 monthly maintenance fee if one of the above balances is not met. Combined home loan balances include outstanding balances on mortgage loans serviced by S&T Bank, home equity loan and home equity line of credit outstanding balances. Home loan balances do not include VA, FHA or PHFA mortgages.

Four Star Banking-Must maintain minimum daily balance of $1,000 in Four Star Banking checking account or combined deposit balance and home loan outstanding balance of $5,000 or more, otherwise a $10 monthly maintenance fee if one of the above balances is not met. Combined home loan balances include outstanding balances on mortgage loans serviced by S&T Bank, home equity loan and home equity line of credit outstanding balances. Home loan balances do not include VA, FHA or PHFA mortgages.

3First order of Preferred Banking checks are free to new Preferred Banking accounts only and not to converted accounts.

4$.05 credited to your account for every credit or signature based transaction made with your Preferred Banking debit card. The total debit reward incentive will be subject to 1099 reporting.

5Unlimited free ATM transactions at S&T Bank ATMs. S&T Bank does not charge you to use another bank’s ATM plus reimburses surcharge fees (fees charged by other banks to use their ATMs) per statement cycle. Free ATM transactions do not apply to any fees other than fees assessed for using an ATM to withdraw cash from your Preferred Banking Account; for example, the VISA International Service Assessment Fee, that applies when a foreign country ATM is used for a cash withdrawal, is not waived or reimbursed, and will continue to apply.

6Mobile Banking is offered as a free service of S&T Bank. You may incur and are responsible for any charges assessed by your mobile carrier. Contact your mobile carrier for more information.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Find the Perfect Account for You

Preferred with InterestFour Star BankingSelect Banking
Minimum Balance Requirements & Maintenance Fees2
Daily$1,000$1,000$0
Combined deposit & HOME Center balances$50,000$5,000$0
Maintenance fee waived if above are met
Maintenance fee$15$10$0
Checks
Clubline checks for free
50% discount on designer checks
First order free 3
S&T Visa Debit Card
Free S&T ATM
$.05 incentive for each credit transaction4
Free Anywhere ATMs5
Debit rewards
Overdraft protection
Interest earning
Digital Services
Free online banking
Personal Financial Management
Free mobile banking6
Free online statements
Free paper statements
OPEN AN ACCOUNTOPEN AN ACCOUNTOPEN AN ACCOUNT

Opening Your Checking Account Just Got Easier

Start receiving all the perks S&T Bank has to offer after just three simple steps:

  • Open an Account

    Open a qualifying checking account in minutes either online or in a local branch.

  • Add Deposits

    Make at least two direct deposits of $500 within 90 calendar days of opening.

  • Receive Your Bonus

    Get your $3001 checking account bonus offer.

ClickSWITCH™

Switching is Simple

Easily transfer direct deposits and switch automatic payments to a new account.

Benefits of Banking With S&T

Learn what makes us special.

  • Flexible Banking Solutions

    No matter what stage of life you’re in, we have multiple checking account and banking solutions to fit you right where you are.

  • Simple to Use Platform

    Bank where you want, wherever you want, with our easy to use mobile and online banking platform. Send money with Zelle® or quickly pay bills online.

  • People Focused

    Whether it’s volunteering in our community or providing great customer service, S&T Bank prides ourselves on our relationships and giving back.

You're In Charge

Bank Your Way With S&T

At S&T Bank, we make staying in control of your finances simple. With our various checking account options and array of digital financial tools, you have everything you need right at your fingertips. Get started today!

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