When you have money and you have bills, it’s time to create a real monthly budget. Food, shelter, clothing… those kinds of necessities come first. Write it all down, create a spreadsheet, do it all with the convenience of online banking tools… Just make certain you do it.
Be realistic. Take into consideration all the things for which you are financially responsible for each month. Make a list to really give yourself an accurate picture of your expenses so your budget has a chance to succeed (books, lunch, gas, cell phone, etc.).
Click here for some great tips to manage your checking account.
This handy resource has been provided by our preferred check vendor, Deluxe.