Annual Percentage Rate (APR) of 6.99% based on a $10,000 loan for 60 months with automatic payments from an S&T Bank checking account. Qualified applicants would pay 60 monthly payments of $197.97. Your actual rate may be higher based on credit qualifications and whether you choose to draft payments from an S&T Bank checking account. An origination fee of $50 will be waived. Minimum loan amount of $2,000 for loan terms up to 48 months and minimum of $5,000 for loan terms of 49-60 months. Other rates and terms are available. Subject to credit approval. Rate cannot be used in conjunction with other discount programs. APR effective as of 1.7.19 and subject to change or withdrawal without notice.