Applicants must have an S&T Bank Smart Start Banking. Be 24 years of age or younger. Be a high school senior or graduate. Plan to be enrolled or currently be enrolled in a full-time undergraduate course of study at an accredited 2- or 4-year college, university, or vocational/technical school located in the US. Enroll in the college, university, or vocational/technical school of their choice in the US no later than the fall of the year in which the award is given. Provide completed application; official documentation of current grade point average, current class rank, SAT/ACT scores; college transcript; and three letters of reference to be received by S&T Bank no later than March 31, 2020 (Without any of these documents, your application will be disqualified).