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& enjoy the ride.

Open Smart Start Banking for your chance to win: Two Theme Park
Season Passes, a $200 gift card, and a YETI Rambler.1

When you open S&T’s Smart Start Banking, you get a checking account that covers all the bases in one convenient place. The benefits of our Smart Start account help you manage your money while you enjoy all of the features that are important to you. Best of all, it allows you to gain financial freedom and confidence knowing we’ll be by your side every step of the way.

Smart Start Banking Includes:

  • FREE online and mobile banking2
  • FREE debit card
  • FREE ATMs anywhere3
  • Track your spending with the Personal Finance Tool
  • NO monthly maintenance fee
  • Safely send and receive money from your phone4

Find your local branch or call 800.325.2265.


1To Enter: You will automatically be entered once a Smart Start Banking account is opened between now and September 13, 2019. No purchase necessary. For PA and OH residents only, on a 3”x5” plain piece of paper, hand-print your name, address, city, state, zip code and phone number, and mail to: S&T Bank Debit Sweepstakes, PO Box 190, Indiana PA 15701. Limit one entry per household. Mail entries must be received by September 13, 2019.

Eligibility: Sweepstakes is open to U.S. residents age 14 and older. Employees of S&T Bank affiliates, subsidiaries, dealers, distributors, retailers, advertising and production agencies. VISA, and their immediate families and those living in the same household are not eligible. All federal, state, and local laws and regulations apply. Void where prohibited by law. Bank reserves the right to cancel, suspend and/or modify the sweepstakes at its discretion.

Prizes: One winner will be randomly selected and awarded 2 Season Passes for 2020 to Hershey Park, Kennywood or Cedar Point (depending on location of account opening) $200 Park gift card and a Yeti Tumbler. Total of three prize winners will be selected based on where their account was opened. Total value of prizes can range from $470 - $592. Prize will be mailed directly to winner’s address.  All prizes will be awarded. Subject to 1099 reporting.

Random Drawing: Winners will be selected in a random drawing from among eligible accounts and entries received, conducted under the supervision of S&T Bank Officers. Drawing will occur on September 30, 2019. No substitution for prize. Prize is not transferable. Applicable taxes are the winner’s responsibility. Prize acceptance constitutes permission (except where prohibited) to use winner’s name and likeness for publicity purposes without additional compensation. Sponsor and its agents are not responsible for lost, late, misdirected, damaged, illegible, or postage-due mail. For a list of prize winners, send a self-addressed, stamped envelope by October 26, 2019 to: S&T Bank Smart Start Banking Sweepstakes. Marketing Department, PO Box 190, Indiana, PA 15701. Winners can also be found on S&T Bank’s Instagram or Facebook page. Sponsor and agents are not responsible for liability associated with the acceptance or use of the prize. The odds of winning depends upon the number of entries received.

2If an online banking user is signed up for Billpay, one bill per month must be paid via S&T’s online banking with billpay in order to avoid a fee. Mobile banking is offered as a free service of S&T Bank. You may incur and are responsible for any charges assessed by your mobile carrier. Contact your mobile carrier for more information.

3Unlimited free ATM transactions at S&T Bank ATM’s. S&T Bank does not charge you to use another bank’s ATM plus reimburses surcharge fees (fees charged by other banks to use their ATMs). Free ATM transactions do not apply to any fees other than fees assessed for using an ATM to withdraw cash from your Smart Start Banking account. For example, the VISA International Service Assessment Fee, that’s applied when a foreign country ATM is used for a cash withdrawal, is not waived or reimbursed, and will continue to apply. S&T Bank makes its best effort to identify those ATM fees eligible for rebate based on information it receives from Visa and ATM operators. You must have a Smart Start Banking account with an S&T Bank debit card in order to receive Free Worldwide ATMs. In the event that you have not received a reimbursement for a fee that you believe is eligible, please call S&T Bank Solution Center for assistance at 800.325.2265. S&T Bank reserves the right to modify or discontinue the FREE ATM transactions at any time.

4Terms and Conditions apply.  Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.