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S&T Debit
Rewards

Find a branch or call 800.325.2265.

Upgrade to a Preferred Banking account
and you have access to FREE worldwide ATMS!2

Disclosures

1 Enter: You will automatically be entered each time you use your personal S&T Bank Debit Card for purchases posted and cleared between 12.1.18 and 12.31.18. No purchase necessary. ATM transactions are not eligible. Or, for PA and OH residents only, on a 3” x 5” plain piece of paper, handprint your name, address, city, state, zip code and phone number, and mail to: S&T Bank Debit Sweepstakes, PO Box 190, Indiana PA 15701. Enter as often as you wish; however, each entry must be mailed separately from PA or OH. No mechanically reproduced entries will be honored. Mail entries must be received by 1.17.19.

Eligibility: Sweepstakes is open to U.S. residents age 18 and older. Written entries accepted from PA and OH residents only. Employees of S&T Bank affiliates, subsidiaries, dealers, distributors, retailers, advertising and production agencies, VISA, and their immediate families and those living in the same household are not eligible. All federal, state and local laws and regulations apply. Void where prohibited by law. Bank reserves the right to cancel, suspend and/or modify the sweepstake at its discretion.

Prizes: Four winners will be randomly selected and awarded $1,000 each. Total value of all prizes: $4,000. Prize will be posted directly to winner’s checking account, if winner has such an account, or a check will be mailed. Odds of winning depend upon the number of entries received. All prizes will be awarded. Subject to 1099 reporting.

Random Drawings: Winners will be selected in random drawings from among eligible transactions and entries received, conducted under the supervision of S&T Bank Officers. Drawings to occur on 1.18.19. Limit one winner per household. No substitution for prizes. Prize is not transferable. Applicable taxes are the winner’s responsibility. Prize acceptance constitutes permission (except where prohibited) to use winner’s name and likeness for publicity purposes without additional compensation. Sponsor and its agents are not responsible for any liability associated with the acceptance or use of a prize. Sponsor and its agents are not responsible for lost, late, misdirected, damaged, illegible, or postage-due mail. For a list of prize winners, send a self-addressed, stamped envelope by 1.18.19 to: S&T Bank Debit Sweepstakes List, Marketing Department, PO Box 190, Indiana, PA 15701. Winners will be announced on S&T’s Facebook page after the conclusion of the campaign and prize distribution.

2Unlimited free ATM transactions apply to cash withdrawals using the S&T Bank Preferred Banking debit card from the Preferred Banking account wherever it is accepted. S&T Bank does not charge you to use another bank’s ATM plus reimburses surcharge fees (fees charged by other banks to use their ATMs). Free ATM transactions do not apply to any fees other than fees assessed for using an ATM to withdraw cash from your S&T Preferred Banking account. For example, the VISA International Service Assessment Fee, that applied when a foreign country ATM is used for a cash withdrawal, is not waived or reimbursed, and will continue to apply. S&T Bank makes its best effort to identify those ATM fees eligible for rebate based on information it receives from Visa and ATM operators. Must have Preferred Banking with a Preferred Banking debit card in order to receive Free Worldwide ATMs. In the event that you have not received a reimbursement for a fee that you believe is eligible, please call S&T Bank Solution Center for assistance at 800.325.2265. S&T Bank reserves the right to modify or discontinue the FREE ATM transactions at any time.

3Use My Rewards and get personalized offers for purchases made every day on your S&T debit card.