Your identity is yours, and we intend to help you keep it that way.
In the event you become a victim of such a scam, look to us to help you close accounts and report your situation to creditors. S&T is here for you to help restore your finances because identity theft can be costly, time consuming and unfortunately, it’s all too common.
One of the most common ways to steal your identity online is through deceptive e-mails, also known as ‘phishing scams.’
Phishing scams involve fraudulent e-mails that are often positioned as coming from people or institutions you know.
Those ‘trusted’ institutions then seek private, personal information from you via e-mail. Perhaps the request is for something as seemingly innocent as an account number, password or social security number to renew a subscription or update your information.
The requests are not innocent. Successfully solicited personal data is often used fraudulently, putting your financial identity and financial future in peril.
Some examples of phishing scams include:
- Lotteries or sweepstakes in which you have apparently won money. The catch is that you need to give money up front to ensure your chances of ‘winning’ or receiving full payment of your winnings.
- Sponsors or charities that pressure you for contributions without properly identifying their cause or charity in writing or through well-documented request for contribution literature.
- Scam letters, e-mails, faxes or other correspondence from Nigeria or other foreign lands that request access to your account information so they can gain access to funds in their homeland that are being restricted due to rules, regulations and expenses due. Once they get access to their restricted funds, they imply that you will be rewarded for your efforts/help.
Visit www.antiphishing.org for other examples of scams and preventative measures to protect yourself.