Planning for College

Education Loans

Helping Hands for Higher Learning

Even education has a price tag attached. It rarely goes on sale, but it usually works out to be worth the hefty cost. There are tools and resources available to help you pay your way, but it is important to remember that an education loan is a form of financial aid that must be repaid, with interest.

Here are some loan options to consider:

Federal Loans
In order to obtain most federal student loans, you will first need to complete the Free Application for Federal Student Aid (FAFSA). In most instances the FAFSA is required for all federal financial aid including federal student loans. There are four main federal loan programs:

  • Federal Stafford Loan
  • Federal PLUS Loan
  • Federal Graduate PLUS Loan
  • Federal Consolidation Loan

Please visit for comprehensive information on Federal Loans. And visit the official site for the Department of Education, to obtain a Free Application for Federal Student Aid (FAFSA).

Other helpful links: