Your home is probably the center of your activities... your life... your family’s lives. If home is your hub... then S&T Bank has everything you need for home finances.
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S&T offers conventional financing with competitive fixed rates for the purchase of your new home or refinance of your existing home.
S&T provides financing opportunities for unique properties and borrowers that are generally not accepted in the secondary market.
Construction loans from S&T Bank feature one convenient closing that allows customers to convert their construction loan to a permanent mortgage at the end of the construction period. There are also options to begin new construction while still living in your current home.
With a pre-approval you will know exactly what you can afford giving you the confidence you need in your home search. Sellers will consider your offer more seriously knowing that you've been pre-approved for financing.
Bridge loans enable customers to use the equity in their present home toward financing a new home. It's a powerful tool that buyers can leverage to get a deal moving.
S&T has great options for first-time homebuyers. Products such as PHFA's HFA* program and VA loans offer low down payments, competitive rates, and conservative monthly payments. The dream of home ownership is within reach!
Together with the PHFA, S&T is able to offer competitive rate mortgage loans with low down payment options and no private mortgage insurance requirement. Minimum borrower contributions could be as low as $1,000, and no requirement for monthly mortgage insurance payments creates a lower overall monthly payment.
Veterans, service members, and eligible surviving spouses may be eligible for loans that are guaranteed by the U.S. Department of Veterans Affairs. VA loans feature competitive rates, low or no down payment, and no private mortgage insurance requirement.
We're an approved lender to offer loans insured by the Federal Housing Administration. FHA loans offer borrowers with less than perfect credit competitive interest rates and low down payment options.
*Income restrictions apply