What to do in case of an auto accident?
Exchange name, address and insurance information with the driver of the other car. Record the following information: date, time and place of accident; names and addresses of passengers and witnesses; license number of the other car and the cars of witnesses. Report the accident to the nearest police station and file any necessary reports. Cooperate fully with the police, but do not make any admissions about your liability. Do not sign statements for anyone other than an authorized representative of your insurance company. Promptly report the claim to your agent.
What do I do for a property claim?
Take appropriate steps to avoid further damage to the property. Promptly report the claim to your insurance agent.