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Santa’s coming early this year, and he’s bringing a Big Ol’ Bag of Cash…

FOR YOU!

Dear S&T Debit Card Customers, Every time you use your S&T Debit Card between now and December 1, 2013, you will be entered to win $1,200! The more you do, the more chances you get to win. Don’t worry, the elves are helping me keep track of it all!

To Enter: You will automatically be entered each time you use your S&T Bank Debit Card for purchases between 10/1/13 and 12/1/13. No minimum purchase amount is required. ATM transactions are not eligible. Or, on a 3” x 5” plain piece of paper, handprint your name, address, city, state, zip code and phone number, and mail to: S&T Bank Santa Sweepstakes, PO Box 190, Indiana PA 15701. Enter as often as you wish; however, each entry must be mailed separately. No mechanically reproduced entries will be honored. Mail entries must be postmarked by November 22, 2013 and received by November 29, 2013.

Eligibility: Sweepstakes is open to Pennsylvania residents, age 18 and older. Employees of S&T Bank, its affiliates, subsidiaries, dealers, distributors, retailers, advertising and production agencies, VISA, and their immediate families and those living in the same household are not eligible. All federal, state and local laws and regulations apply. Void where prohibited by law.

Prizes: Twelve (12) winners will be randomly selected and awarded $1,200 each. Total value of all prizes: $14,400. Prize will be posted directly to winner’s S&T Checking account, if winner has such an account, or a check will be mailed. Odds of winning depend upon the number of entries received. All prizes will be awarded. Subject to 1099 reporting.

Random Drawings: Winners will be selected in random drawings from among eligible transactions and entries received by November 29, 2013, conducted under the supervision of S&T Bank Officers. Limit one winner per household. No substitution for prizes. Prize is not transferable. Applicable taxes are the winner’s responsibility. Prize acceptance constitutes permission (except where prohibited) to use winner’s name and likeness for publicity purposes without additional compensation. Sponsor and its agents are not responsible for any liability associated with the acceptance or use of a prize. Sponsor and its agents are not responsible for lost, late, misdirected, damaged, illegible, or postage-due mail. For a list of prize winners, send a self-addressed, stamped envelope by November 29, 2013 to: S&T Bank Santa Sweepstakes Winners List, Marketing Department, PO Box 190, Indiana, PA 15701.