S&T Bank is proud of our hometown veterans. Men and women who have valiantly served in our armed forces deserve the best service, rates and benefits when it comes to finding home sweet home.

And through S&T's VA Mortgage Loan Program, we hope to be the lender of choice for our brave veterans.

And perhaps the best part of S&T's VA Mortgage Loan Program is working with an S&T VA Loan Specialist who will guide you through the home buying process with the service and attention you deserve.

There are many benefits of VA Mortgage Loans, including:

• No down payment required when purchasing a home
• VA mortgage loans are available with no money down for any loan up to $417,000
• The ability to lock in historically low rates
• Even with a Loan-to-Value of 100%, there is no monthly Mortgage Insurance required for a VA home loan
• VA mortgage loans are often assumable
• Borrowers enjoy improved streamlined processing

For more information contact an S&T VA Loan Specialist.