• Unique mortgage program provides homeowners at least 62 years of age the opportunity to qualify for FHA Government-insured loans
• Provides additional income during retirement years
• No credit or income requirements
• May be eligible even if there is an existing first or second mortgage on your home
• Mortgage amount based on applicant's age, the home's value and interest rates
• No monthly payments as long as you live in the home
• No need to sell your home
• No income taxes on cash received
• No effect on Social Security or Medicare benefits

Common Uses of Reverse Mortgage Proceeds

• Retire an existing mortgage
• Pay off any type of exisiting debt to create better cash flow
• Provide supplemental income
• Provide funds for home repair or maintenance
• Provide funds to help family members
• Provide funds for Long Term Health Care Insurance
• Use for estate planning puposes

Call today to find out if a Reverse Mortgage may be right for you. To get started, we can meet with you at your convenience to discuss your needs. To find out more or set up a meeting, call Janine Phillips Beck, Reverse Mortgage Specialist at 724-465-3012 or call our Direct Banking Center at 1-800-325-BANK (2265) or locally in Indiana at 724-349-1800.